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        Archive, Finance

        Credit Intern / Finance Intern - GreenSky - Atlanta

        February 13, 2020 By Mandy Harrelson

        Blog Details

        GreenSky logo

        Credit Analyst Intern: 

        The Consumer Credit and Merchant Risk team designs, develops, implements, validates and monitors receivables performance through data-driven, profit-based policies and strategies across all of GreenSky’s verticals and products. The team is structured under two core functions:
        • Consumer Credit Risk Management: decision criteria for underwriting and credit lifecycle management of consumer installment loans
        • Merchant Risk Management: merchant risk underwriting, monitoring and lifecycle risk management 

        Potential Duties & Responsibilities:

        • Provide analytical support in the identification of credit risks and opportunities and the creation of strategic or tactical recommendations
        • Conduct quantitative analysis and analyze large volumes of data to identify emerging consumer credit performance or merchant profitability trends
        • Perform root cause analysis of changing trends to identify performance drivers
        • Collaborate with cross functional partners in finance, operations, IT, compliance, etc. to develop and test hypotheses and achieve business objectives
        • Clearly and concisely communicate results of analysis both in writing and verbally
        • Produce reports and analysis to monitor and track performance of strategies or tests

        Required Skills & Qualifications:

        • Pursuing a bachelor's degree in a quantitative field such as Economics, Finance, Statistics, Mathematics, Operations Research, Engineering or Computer Science
        • SQL, Python, R or similar programming skills and experience
        • Passionate about using data and analytics to solve business problems and eager to learn about financial services and consumer lending
        • Skilled communicator with ability to influence others
        • Aggressive, persistent, and inquisitive personality
        • Strong organization, planning and project management skills
        • Experience analyzing data in Excel using pivot table, vlookups, charts, etc.
        • Flexibility and ability to thrive in a rapidly changing, fast-paced environment


        Finance Intern: 

        The Finance Intern will assist in the development and monitoring of:

        • Business line financial forecasts
        • Business line profitability analysis, key operating metric tracking, analysis, interpretation and reporting
        • Loan product profitability analysis and dashboard reports
        • Competitor analysis
        The Finance intern will also develop and provide key metrics and insights to senior management that allow for informed decision making.

        Required Skills & Qualifications:

        • Currently pursuing Bachelors or Master’s degree in Finance or Accounting
        • Experience in using MS Excel
        • Eager to learn about financial services and consumer lending
        • Detail oriented
        • Willingness to experiment, learn, and grow creatively
        • Analytical and problem solving skills and aptitude for learning overall business
        • Collaborates well in a team environment, have outstanding communications skills and is able to take direction